Non-custodial. Built for money that matters.
Cadraap never takes custody of your funds. Every wallet, payment, and account is built with security, and self-custody, as a first-class requirement.
You never see a seed phrase
When you sign in with a standard email address or a Google account, Privy, our embedded wallet infrastructure, silently creates a secure, non-custodial crypto wallet for you behind the scenes. You don't need to know what a seed phrase or MetaMask is. You can instantly start receiving or paying stablecoins.
You hold the keys. Your wallet is generated for your account and controlled by you, not Cadraap.
Cadraap can't move it. We facilitate payments from your balance. We never take custody of it.
Non-custodial by design
Cadraap never holds your funds. Your wallet is created and secured for you by Privy, our embedded wallet provider. Cadraap can't move your balance without your authorization, and neither can anyone else.
Passkeys & 2FA
Sign in with passkeys and require a second factor for sensitive actions like withdrawals.
Spending limits
Set authorization limits per subscription and get alerted before anything unusual is approved.
Full transaction visibility
Every payment logs the merchant, amount, funding source, and authorization status. Nothing is a black box.
Fraud monitoring
Continuous detection for compromised accounts, suspicious payment patterns, and fake merchants.
Audited infrastructure
Smart contracts are audited before meaningful funds touch them, with multisig and emergency pause controls on Cadraap's own systems.
Where your funds are held
Your Cadraap balance lives in a non-custodial wallet created specifically for your account through Privy. Cadraap never takes custody of it and can never move it without your authorization. No single team member, and no Cadraap system, can access or move customer funds on their own. When you spend with your Cadraap card, we facilitate the payment against your balance; the funds themselves stay under your control the entire time.